Dec. 18th, 2006

xifeng: (Default)
Dear Lee,

Yes, it's fantabulous that your spending power is now slightly increased because you finally, finally got a credit card instead of a rejection letter! (Because you haven't defaulted on your car loan, so now you're fabulous and they MUST have you.) Think of all the things you can purchase! Computer shit! Airline tickets! A copy of Photoshop that wasn't burned for you by a co-worker off her illegal copy!

However, exercise a modicum of restraint and don't immediately spend the fuck out of your available balance just because you can. You have seen credit collection cases. You have been a bill collector. You understand how credit works. Remember: you like your credit score where it is.

Also, in case you forgot in your rush of euphoria, that APR is some nasty shit.

You may, however, use your store credit to buy teh m0mmy a new television set, which should probably happen sooner rather than later. Christmas is right around the corner, you know.

No love, and scant tolerance,
Lee

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xifeng: (Default)
Wang Xi-feng

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