xifeng: (Narihira the great lover)
[personal profile] xifeng
I AM MAN, CONQUEROR OF NATURE. I make FIRE! Hunt MAMMOTH! Kill BIG GAME!

I have also just purchased a dishwasher and am the proud recipient of a small and limited credit line, which is more credit than I had when I walked into the store. The game plan, at this point, is to pay off the dishwasher, buy a laptop and a desktop and junk to go with them, pay all that off, and then cancel and cut up the card. At that point, it ought to have served its purpose. However, let's not get too ahead of ourselves here.

m0mmy picked out the dishwasher; it's a new white Whirlpool, and the people at Best Buy, in their eagerness to move product, knocked $50 off the price for her. They'll come and install it, and they'll also haul away the old one for us. (Now would be a good time to start bailing the stinky water out of the old one...) Wheeeeee!

The idea that I have purchased an appliance has apparently not sunk in yet, and probably won't until I get the first bill. It's not that I can't afford to make the payments--I could have written a check for the whole shebang and owned it free and clear--but the point here was to build credit, and the reminder that I've kind of succeeded is heartening.

Date: 2006-03-19 01:14 am (UTC)
tara: The symbol for Kirkwall (Dragon Age) (dad's army)
From: [personal profile] tara
Can you just pay off the whole thing in one go now that it's officially on credit? I would've thought that'd be even better for the credit rating!

Date: 2006-03-19 07:17 am (UTC)
From: [identity profile] momo.livejournal.com
CHECK YOUR E-MAIL LOLZ.

Date: 2006-03-19 04:23 pm (UTC)
From: [identity profile] shake-the-stars.livejournal.com
Probably, but just because you can do something doesn't mean you should. ^_- The point is to show that I bought something major and paid it off over time; besides, even with the check I wrote for the difference (I could only get it about 75% financed), I still owe $300 on it.

Needless to say, a $300 check would put a significant dent in my ability to spend irresponsibly on books and DVDs checking account. ^_-

Date: 2006-03-19 04:24 pm (UTC)
From: [identity profile] shake-the-stars.livejournal.com
I HEAR AND TREMBLINGLY OBEY

Incidentally, you've been slacking. XO!!!!1

Date: 2006-03-20 12:18 am (UTC)
tara: The symbol for Kirkwall (Dragon Age) (Default)
From: [personal profile] tara
*lol* Fair enough, then.

I love my credit rating. It's about as good as it can get after me religiously paying off my credit card on time for about nine years now, always being on time with bills, plus paying off a four year car loan in four months ;)

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Wang Xi-feng

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